According to a recent study by, 54 million Americans lean toward cash investments with money not needed for more than a decade. 

“The most popular investment option for money not needed for more than a decade is real estate (25 percent), followed by cash (23 percent), stocks and precious metals tied at 16 percent,” according to “The least popular option are bonds (5 percent).”

Household incomes under $50,000 favored these cash investment more than those households with above average incomes, according to the press release. 

Millennials (age 18 to 25) also adopt the cash option when it comes to investing. 

“Younger millennials chose cash as their preferred investment for money not needed for 10-plus years, by more than a two-to-one margin over the next highest, real estate,” indicated in the report.

Americans prefer cash as a long-term investment